Student loan forgiveness application

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Written By Sristi Dumre

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Borrowers may now submit an application for student loan forgiveness through the Biden administration’s beta program. But there are a few things you need to be aware of first.

Where to Find the Application for Student Loan Forgiveness

For Biden’s new student loan forgiveness program, which can offer up to $20,000 in loan forgiveness for federal student loans handled by the government, the Education Department has made an online application available.

You can access the application here on the website. Borrowers are not required to use their FSA ID, which serves as their personal username and password, to sign in to the website. Simply complete the online form, sign it digitally, and submit it.

Borrowers have been cautioned by the Education Department about con artists. You don’t need to go through a third-party company to apply; you may do it straight through this official online application page.

The Procedure for Requesting Student Loan Forgiveness

Simply put, borrowers must submit their information (name, contact details, and personal identifying information like their Social Security number and date of birth). To be eligible for student loan forgiveness under Biden’s plan, individuals must additionally certify under penalty of perjury that they made less than $125,000 (or less than $250,000 if they are married) in income in either 2020 or 2021. The Education Department’s website has more information on the requirements for the one-time student loan forgiveness effort.

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