President Joe Biden announced in August that Pell Grant recipients could get up to $20,000 discharged on their federal student loans, non-Pell Grant recipients as much as $10,000

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As of Friday, eligible Americans could begin applying for the debt forgiveness via a Beta version of the online application form

The Department of Education warns users of the Beta version that the application will be available on and off during the Beta testing period as the technical team refines the processes

There is no advantage to applying before the full launch as applications submitted now will be processed when the form officially launches

The process for applying is simple, you don’t need to log in nor provide any documents

The Education Department estimates that it will take applicants about 5 minutes to complete the form

You will need to give your full names, date of birth, a phone number and an email address

You will also be required to give your Social Security number and attest that you earned less than the income limits set for the relief